Loan Rates
Rates are subject to change and are dependent upon credit rating
Rates effective: 12/21/2024
Credit Ratings
| Credit Score | Rating |
|---|---|
| 720 + | A |
| 670-719 | B |
| 610-669 | C |
| 609 and under | D |
Loan Rates
Mobile phone user: You may have to swipe the table or rotate your phone to view all grade columns.
| Description | Grade A APR | Grade B APR | Grade C APR | Grade D APR |
|---|---|---|---|---|
| Car, New | *5.49% (effective 11/01/2023) | *6.19% | *7.09% | *9.59% |
| Car, Used | *6.09% (effective 11/01/2023) | *6.19% | *7.19% | *10.69% |
| Motorcycle, New | *5.49% (effective 11/01/2023) | *6.19% | *7.09% | *9.59% |
| Motorcycle, Used | *6.09% (effective 11/01/2023) | *6.19% | *7.19% | *10.69% |
| Recreational, New | *8.84% (effective 11/01/2023) | *8.94% | *9.84% | *12.34% |
| Recreational, Used | *8.84% (effective 11/01/2023) | *8.94% | *9.84% | *13.44% |
| Share Secured | 3.50% above declared dividend | |||
| Unsecured | 9.49% | 11.50% | 13.75% | 18.00% |
| Line of Credit | 9.95% | 15.95% | 16.95% | 18.00% |
| Home Equity | 8.50% | |||
| Home Equity LOC | .50% above prime rate | |||
| Mortgage Loans—call for information | ||||
| * As low as | ||||