Loan Rates
Rates are subject to change and are dependent upon credit rating
Rates effective: 07/31/2021
Credit Ratings
| Credit Score | Rating |
|---|---|
| 720 + | A |
| 670-719 | B |
| 610-669 | C |
| 609 and under | D |
Loan Rates
Mobile phone user: You may have to swipe the table or rotate your phone to view all grade columns.
| Description | Grade A APR | Grade B APR | Grade C APR | Grade D APR |
|---|---|---|---|---|
| Car, New | *1.49% | *2.19% | *3.09% | *5.59% |
| Car, Used | *2.09% | *2.19% | *3.19% | *6.69% |
| Motorcycle, New | *1.49% | *2.19% | *3.09% | *5.59% |
| Motorcycle, Used | *2.09% | *2.19% | *3.19% | *6.69% |
| Recreational, New | *4.84% | *4.94% | *5.84% | *8.34% |
| Recreational, Used | *4.84% | *4.94% | *5.84% | *9.44% |
| Share Secured | 3.50% above declared dividend | |||
| Unsecured | 8.49% | 10.50% | 12.75% | 17.25% |
| Line of Credit | 8.95% | 14.95% | 15.95% | 17.95% |
| Home Equity | 7.50% | |||
| Home Equity LOC | .50% above prime rate | |||
| Mortgage Loans—call for information | ||||
| * As low as | ||||