Loan Rates

Rates are subject to change and are dependent upon credit rating

Rates effective: 01/28/2023

Credit Ratings

Credit Score Rating
720 + A
670-719 B
610-669 C
609 and under D

Loan Rates

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Description Grade A APR Grade B APR Grade C APR Grade D APR
Car, New *4.49% *5.19% *6.09% *8.59%
Car, Used *5.09% *5.19% *6.19% *9.69%
Motorcycle, New *4.49% *5.19% *6.09% *8.59%
Motorcycle, Used *5.09% *5.19% *6.19% *9.69%
Recreational, New *7.84% *7.94% *8.84% *11.34%
Recreational, Used *7.84% *7.94% *8.84% *12.44%
Share Secured 3.50% above declared dividend
Unsecured 9.49% 11.50% 13.75% 18.25%
Line of Credit 9.95% 15.95% 16.95% 18.95%
Home Equity 8.50%
Home Equity LOC .50% above prime rate
Mortgage Loans—call for information
* As low as